Thursday, 21 July 2016

Photobook Malaysia: 4R Photo Prints (Buy Now Create Later)



4R Photo Prints


Buy Now Create Later, Photobook's theme aims to ease the customer whereby the customer pays for the requested item first and submit the photos/styles later on within the stipulated time (before expired date of the voucher given). The voucher will be sent to customer once they made the payment. 

Easy, right? No longer need to save the photos to thumb drive, send them to the printer shop, all those fussy things.

So, what are you waiting for? Bring out the emotions from those feelingless-digital-images to an 'analogue' one. Refresh the old memories and mesmerise them.

Below are the option available for you to choose. 

Your purchase comes with:
  • An email containing your discount voucher.
  • Choice of Matte or Gloss paper.
  • Wide array of page styles to make your unique photo print.
  • Guaranteed shipping within 7 working days.

Limited time only! Less than 9 hours left!

Visit photobook.com.my to make a purchase NOW!

Sunday, 3 July 2016

9 Simple Steps How to Save Up & Take Care of Your Family



1. Hide away a fixed portion of your income every month
Okay hear us out before you freak out! Taking 10% - 20% out of your salary every month may seem like you’re losing a lot right now but trust us when we tell you that it’s incredibly important to start saving up from a young age. Your future self will thank you when you’re able to pay off your loans and still have enough to #treatyourself without breaking a sweat.

PRO TIP: Try enforcing a rule on yourself as a sort of forced savings plan. Something like not spending any RM5 notes in your wallet and setting them aside instead for example.


2. Don't try to live alone ASAP
You may think that you're ready for the berdikari life but chances are that your savings aren't just yet. Can you really afford to pay for your rent/housing loan, electricity bill, water bill, gas bill, internet bill, ASTRO bill and weekly supply of groceries ALL BY YOURSELF? Yeah, we didn't think so. Living with your parents at home or sharing a place with some housemates may not sound like an ideal living situation but it'll go a long way in helping you save up.

PRO TIP: Split all the household bills equally between everyone instead of having each person champion a specific bill to save more and avoid arguments.


3. Choose the right neighbourhood to live in
So you're finally financially stable enough to live on your own but do you know what to look out for? Don't get caught up in the excitement and end up with a place that's way more than you can afford. Do some thorough research, keep your options open and remember that certain neighbourhoods cost way more than others.

PRO TIP: Write out a list of all the things you're looking for in a home and number them by importance. Carry this list around with you during your search to remind you of your priorities so that you don't get distracted by cool bonuses or interesting perks.



4. Set up a budget and stick to it like super glue
The most important thing to do when budgeting is to keep in mind that money for monthly expenses like rent, petrol and food VS money for miscellaneous expenses are two completely different things. Your budget is likely to fail if you just set yourself a lump sum limit of how much you can spend per month so make sure that you’re accurately listing out just how much each expense will cost.

PRO TIP: The envelope system (putting set amounts of money in separate envelopes for each expense) is a good way to keep your spending on track.



5. Make the most of your skills
If there's any way you could make a little extra on the side in addition to your monthly salary then DO IT! Eh, we're talking about legal stuff ah, don't be going to extremes now. Maybe you've got a hobby you could monetize. Or you could offer your services as an Uber driver/GoGetter. Get creative and think up ideas of how you can earn as much as possible.


There's another 4 steps left. Read the rest of the steps here!

Source: says.com

Thanks for reading. Till then!